Monday, February 1, 2010

Discover Card is Awesome

**Disclaimer**
This post is by no means endorsed by Discover Card and I am not affiliated with them despite the fact they saved me a cool grand.  So thank you to them, appreciate you Discover!

It was just another Monday in my everyday life, get to work, get some projects done.  Sign on to www.Mint.com (another absolutely great site by the way) to check up on my budget and just see how everything was going for my monthly budgets.  Mint.com by the way is a Credit Card and Banking/ everything financial compiling site, so I can see all the balances on all CC's, Bank accounts, Retirement etc.  So I log on here and realize that everything loads, EXCEPT for my Discover card, meaning something is wrong with the online login.  Minutes later I get a call on my cell from random 800 number, but I answer, and sure enough it is Discover Customer Service wanting to verify some purchases for Fraud protection.  Yadda yadda list a couple of places I went to eat the weekend before.  Then... And 10 $100 gift cards for EBay? ... Wait what? Yeah 10 $100 gift cards from EBay.  Whoa whoa whoa, ok no I definitely did not purchase that.  They trace it back, looks like I made a few online purchases recently which any of them could be the place that the person hacked in order to get my CC number.  Nonetheless, this was a little discerning, but they canceled my card immediately, sent me a new one and did not charge me for the fraudulent charges. They talked to me about how to use the 'Encryption' card services on DiscoverCard.com and how to help avoid this in the future. Awesome.

I'm just now getting my new Discover Card, which I'm going to make sure I'm MUCH safer with and watch where and how I use it.  I was always one of those believers that Identity Theft couldn't happen to me, I make sure I use safe approved sites, and I'm pretty computer savvy thinking I was invincible I guess.  I got hit by a Mild Mild form of ID theft, which thanks to Discover Card was completely avoided.

So, good lookin out by Discover, much appreciated and to everyone out there your card number can be hacked from anywhere.  (The only online purchases I had made in the past 2 weeks was www.Southwest.com which I would think would be pretty secure.  But anything is possible!)
Be careful out there friends, and thank you Discover Card!

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